I think by now most people have heard about Dave Ramsey’s ‘debt snowball’ pay-off method. If you haven’t, I’ll sum it up quick: you pay minimum payments on all your debts, as you likely already do, but then you take any excess money you have and put it towards your smallest debt. Once that debt …
I’m sure by now we’ve all heard about how amazing couponing can be if you put in a little time and effort, scouring the internet and your newspaper ads, clipping coupons and buying only during major sales and whatnot. I know some people who have bought hundreds of dollars worth of groceries, and only paid …